Beacons Bankruptcy Law
Services

Practice Areas

Relief options tailored to protect your assets, calm the chaos, and reset your finances.

We’ll meet you where you are, unpack the details, and recommend the path that protects what matters most—whether that’s a clean Chapter 7 discharge, a Chapter 13 cure plan, or a business reorganization under Subchapter V.

Updated 12/13/2025

Relief paths

Clear options, tailored to your situation

Bankruptcy, restructuring, workouts, and asset protection—all with a plan you can understand.

Chapter 7 Bankruptcy

  • Eliminate credit card debt and medical bills once and for all.
  • Protect your home, cars, and personal property from creditors.
  • Permanently eliminate qualifying debts in months, not years.

Chapter 13 Bankruptcy

  • Catch up on missed payments on your mortgage, cars, and taxes.
  • Stop foreclosure and end collections during your 3–5 year plan.
  • Zero balances on credit cards and medical bills at plan completion.

Small Business Bankruptcy (Subchapter V)

  • Chapter 11 reorganizations (plan of reorganization) and restructurings.
  • Individual Chapter 11 Subchapter V for business owners.
  • Restructure your business debts and protect your personal assets.

Debt Relief & Restructuring (Non-bankruptcy)

  • Reduce your monthly payments with settlement and consolidation.
  • Workouts to reduce balances and interest rates without bankruptcy.
  • Personalized plans to lower payments and boost credit scores.

Asset Protection

  • Safeguard your home, bank accounts, and personal property.
  • Options to preserve your wealth from unexpected events.
  • Strategies for protecting your assets from future lawsuits.

Foreclosure & Mortgage Modification

  • Stop the foreclosure process immediately and stay in your home.
  • Restructure your home loan to lower your monthly payments.
  • Catch up on missed payments and modify your repayment terms.

Next step

Let’s map the right path for you

Whether you need a clean discharge, a structured repayment plan, or a business reorganization, we’ll help you choose the best option and own the comeback.